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The 401(k) Lowdown: Everything You Need to Know

Eligibility
Age 21 & 1 Year of Service with 250 hours
*Excludes collective bargaining (union) employees & non-resident aliens

Plan Entry Dates
Quarterly

Vesting
6-year graded (1,000 hours in a plan year)

Automatic Enrollment Rate
3% Pre-tax


Employer Contributions
$1 per $1 up to 3% and $0.50 per $1 from 3-5% Safe Harbor Match (4% max)

You Ask, We Answer: Payroll Streamlined
How do I upload payroll?
How do I delete a duplicate payroll?
How do I change employee status information?
Let’s Stay in Sync:
How We Keep the Conversation Going!


Periodic Check-In Calls

Monthly Educational Emails
Your Plan Advisor
What they can help with:
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Investment questions such as
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Allocation choice​
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Deferral amount
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Investment risk
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Financial plan creation
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Retirement and legacy planning
Phone:
Email:
Your Employees, Always in the Know!



Bi-Weekly Educational Emails
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