top of page

Midwest Tool & Cutlery Northern Michigan Employees Profit Sharing Plan & Trust

Explore your plan details below, or log in to your account using the Participant Access button.

​

Looking for forms or important documents? You'll find them in our Document Center.

Midwest Tool & Cutlery Northern Michigan Employees Profit Sharing Plan & Trust

Welcome to your 401(k) plan! Click the video below to learn more details about how to enroll.

Plan Specifics

Job interview

Eligibility

- Age 18 with 1 Year of Service (1,000 hours in plan year)

*Excluded Employees: Collective Bargaining (union) Employees, Non-resident Aliens, and Leased Employees

Business Plan

Plan Entry Dates

Quarterly

Warehouse Worker in Yellow Vest

Vesting

6-year graded (1,000 hours in a plan year)

Automatic Enrollment Rate

Automatic Enrollment Rate

1% Roth

Employer Contributions

Employer Contributions

Discretionary Matching Contribution & Discretionary Profit Sharing Contribution

Auto-Increase Program

Auto-Increase Program

Yes, 1% up to 10%

Speak with an Advisor

Jim Gasaway

Contact us with your enrollment questions

We're here to help. 

 Available by phone or email.

Logo without slogan - with service mark.png
Contact
Kalamazoo Office
7110 Stadium Drive
Kalamazoo, MI 49009

Zeeland Office
10500 Chicago Drive, Ste. 20
Zeeland, MI 49464

Mailing Address
PO Box 10
Oshtemo, MI 49077
Office Hours
Monday - Friday:
8:30 AM - 5:00 PM
 
Other
Call Us
860-777-4015
About Us
Privacy Policy
Email Us
info@alliancerps.com
Cookie Policy
Terms and Conditions
Disclosure Information
Accessibility Statement

Alliance Retirement Plan Solutions SM (“ARPS”) is a division of Gasaway Investment Advisors, Inc. (“GIA”), a DBA wholly owned by Gasaway Investment Advisors, Inc., provides bundled and unbundled 401(k) Third Party Administration and Recordkeeping services for businesses to assist their employees with saving for retirement.


ARPS provides both bundled services to clients of GIA as well as bundled and unbundled services to clients of outside advisors.  In the instances of ARPS providing bundled services to clients of outside advisors, GIA’s advisory services are generally limited to investment menu / fund selection and monitoring, as well as model portfolio creation and monitoring while ARPS is providing Third Party Administration and, in many instances, Recordkeeping services to the plans.

 

This content has been prepared for informational purposes only, and should not be construed as tax, legal, or individualized investment advice. GIA and ARPS do not provide tax or legal advice. Consult an appropriate professional regarding your situation. The views expressed are subject to change. In the event third-party data and/or statistics are used, they have been obtained from sources believed to be reliable; however, we cannot guarantee their accuracy or completeness. Investing involves risk, including risk of loss. Past performance does not guarantee future results.


More information can be found at https://adviserinfo.sec.gov/firm/summary/123807.
 

© 2026 by Alliance Retirement Plan Solutions a division of Gasaway Investment Advisors, Inc.

bottom of page