<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Alliance Retirement Plan Solutions]]></title><description><![CDATA[Alliance is a retirement plan solutions firm serving small businesses on their qualified retirement plans.]]></description><link>https://www.alliancerps.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Mon, 04 May 2026 18:24:39 GMT</lastBuildDate><atom:link href="https://plans.alliancerps.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Retirement Plan Review: From Participation Rates to SECURE 2.0]]></title><description><![CDATA[It's no secret that when you conduct a retirement plan review, you have a chance to understand the data and trends, which can help your plan be efficient and compliant. ]]></description><link>https://www.alliancerps.com/post/retirement-plan-review-from-participation-rates-to-secure-2-0</link><guid isPermaLink="false">69cad6ba20141e70489d38bd</guid><category><![CDATA[Business Owners]]></category><category><![CDATA[Plan Design]]></category><pubDate>Fri, 24 Apr 2026 13:00:23 GMT</pubDate><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[Securing Retirement Futures: Strategies to Address Delayed Retirement]]></title><description><![CDATA[Delayed retirement is an increasingly common trend among the American workforce, directly affecting employers’ financial health, talent cycles, and overall productivity. ]]></description><link>https://www.alliancerps.com/post/securing-retirement-futures-strategies-to-address-delayed-retirement</link><guid isPermaLink="false">69cad4f046f545b07d960d35</guid><category><![CDATA[Business Owners]]></category><category><![CDATA[Plan Design]]></category><pubDate>Fri, 10 Apr 2026 13:00:11 GMT</pubDate><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[Understanding Fees and Plan Costs: A Trustee’s Spring Review Checklist]]></title><description><![CDATA[A thoughtful trustee spring review helps support fiduciary obligations, promotes transparency, and ensures the retirement plan continues to serve participants effectively.]]></description><link>https://www.alliancerps.com/post/understanding-fees-and-plan-costs-a-trustee-s-spring-review-checklist</link><guid isPermaLink="false">699e0593e6cf3604ca343122</guid><category><![CDATA[Plan Design]]></category><category><![CDATA[Business Owners]]></category><pubDate>Fri, 27 Mar 2026 13:00:23 GMT</pubDate><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[Spring Into Action: Why Reviewing Your 401(k) Beneficiaries Matters]]></title><description><![CDATA[For participants in a 401(k) plan, beneficiary reviews are a simple but meaningful step that supports long-term financial wellness and helps ensure retirement assets are distributed according to current wishes.]]></description><link>https://www.alliancerps.com/post/spring-into-action-why-reviewing-your-401-k-beneficiaries-matters</link><guid isPermaLink="false">699e0316e6cf3604ca342b50</guid><category><![CDATA[Employee Education]]></category><pubDate>Fri, 13 Mar 2026 13:00:23 GMT</pubDate><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[Plan Design Features That Help Protect Participant Outcomes ]]></title><description><![CDATA[Thoughtful retirement plan design plays an important role in supporting participant outcomes over time. While no plan feature can eliminate risk or guarantee results, certain structural elements are commonly used to encourage participation, consistency, and long-term focus without directing individual investment decisions. ]]></description><link>https://www.alliancerps.com/post/plan-design-features-that-help-protect-participant-outcomes</link><guid isPermaLink="false">69947f91c79c0a57be89e692</guid><category><![CDATA[Plan Design]]></category><category><![CDATA[Business Owners]]></category><pubDate>Fri, 27 Feb 2026 17:12:08 GMT</pubDate><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[How SECURE 2.0 Helps Protect Employees’ Ability to Save for Retirement ]]></title><description><![CDATA[Retirement beneﬁts continue to play a meaningful role in attracting and retaining talent. For business owners, understanding how SECURE 2.0 inﬂuences workplace retirement plans is an important step in supporting employees and strengthening the long-term health of the organization.  ]]></description><link>https://www.alliancerps.com/post/how-secure-2-0-helps-protect-employees-ability-to-save-for-retirement</link><guid isPermaLink="false">69947d00180bb9f884ca643c</guid><category><![CDATA[Plan Design]]></category><category><![CDATA[Business Owners]]></category><pubDate>Fri, 13 Feb 2026 14:45:58 GMT</pubDate><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[Employee Newsletter: Your Money Check-up]]></title><description><![CDATA[This financial education resource focuses on key questions to help employees assess their financial situation, from overspending to retirement and beyond.]]></description><link>https://www.alliancerps.com/post/employee-newsletter-your-money-check-up</link><guid isPermaLink="false">68cc875d4658226ab7317815</guid><category><![CDATA[Employee Education]]></category><category><![CDATA[Financial Wellness]]></category><pubDate>Fri, 19 Sep 2025 13:00:22 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8d3729_e8e7064ef60a40f185db1bf8b0f9cd5b~mv2.jpg/v1/fit/w_1000,h_934,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[6 Trending Plan Provisions: What’s New and What to Know]]></title><description><![CDATA[Explore newer 401(k) plan provisions and learn the pros, cons, and practical tips for updating your retirement plan and supporting your workforce.]]></description><link>https://www.alliancerps.com/post/6-trending-plan-provisions-what-s-new-and-what-to-know</link><guid isPermaLink="false">68c0781efbd588db6f6698d3</guid><category><![CDATA[Plan Design]]></category><category><![CDATA[Business Owners]]></category><pubDate>Wed, 10 Sep 2025 12:00:15 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8d3729_fa383498eb7243b193e0a16a9b454c0f~mv2.jpg/v1/fit/w_1000,h_936,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[Retirement Readiness Starts Now: Helping Employees Plan with Confidence]]></title><description><![CDATA[Discover how employers can support retirement readiness through simple, effective education that helps employees plan with clarity and confidence.]]></description><link>https://www.alliancerps.com/post/retirement-readiness-starts-now-helping-employees-plan-with-confidence</link><guid isPermaLink="false">68926ff4bb9ceade70e1a14e</guid><category><![CDATA[Employee Education]]></category><category><![CDATA[Financial Wellness]]></category><pubDate>Wed, 06 Aug 2025 12:00:18 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8d3729_658eff15ae634e33b0165a2f75ba885a~mv2.jpg/v1/fit/w_1000,h_937,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[Why it’s Important to Review, Refresh and Revise Retirement Plan Documents]]></title><description><![CDATA[Learn why regular reviews of your retirement plan documents are essential for compliance, fiduciary duty, and plan efficiency. Avoid common mistakes, ensure proper monitoring, and keep your plan in good health.]]></description><link>https://www.alliancerps.com/post/why-it-s-important-to-review-refresh-and-revise-retirement-plan-documents</link><guid isPermaLink="false">686421139fc52f991d3848a1</guid><category><![CDATA[Plan Design]]></category><category><![CDATA[Business Owners]]></category><pubDate>Wed, 09 Jul 2025 12:00:21 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8d3729_551ed6282e844939bc273d0fd4840ada~mv2.jpg/v1/fit/w_1000,h_936,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[Missing Participants and Forfeitures]]></title><description><![CDATA[Use this checklist to manage missing 401(k) participants, optimize forfeiture accounts, reduce plan costs, and stay DOL-compliant with participant search rules.]]></description><link>https://www.alliancerps.com/post/missing-participants-and-forfeitures</link><guid isPermaLink="false">6835027831c7b50b3b0bf7fd</guid><category><![CDATA[Plan Design]]></category><category><![CDATA[Business Owners]]></category><pubDate>Wed, 25 Jun 2025 12:00:18 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8d3729_d1c38d87ce4046cb912d3bc4a458b0d2~mv2.jpg/v1/fit/w_1000,h_940,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[401(k) Force-Outs and Forfeitures: Managing Assets After Employee Departure]]></title><description><![CDATA[Learn how to manage small 401(k) account balances after employee departures. Understand force-out rules, forfeiture use, and ways to reduce plan costs.]]></description><link>https://www.alliancerps.com/post/401-k-force-outs-and-forfeitures-managing-assets-after-employee-departure</link><guid isPermaLink="false">683091d6d5c095281b2b040e</guid><category><![CDATA[Plan Design]]></category><category><![CDATA[Business Owners]]></category><pubDate>Wed, 18 Jun 2025 12:00:17 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8d3729_9f47b58c374e46229e20c7625c15d731~mv2.jpg/v1/fit/w_1000,h_937,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[Tracking Down Your Missing Participants ]]></title><description><![CDATA[Are missing 401(k) participants increasing your costs and fiduciary risk? Learn how plan sponsors can locate former employees, comply with IRS/DOL rules, and protect their plan.]]></description><link>https://www.alliancerps.com/post/tracking-down-your-missing-participants</link><guid isPermaLink="false">68350694d575207f491c84a8</guid><category><![CDATA[Plan Design]]></category><category><![CDATA[Business Owners]]></category><pubDate>Wed, 11 Jun 2025 12:00:29 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8d3729_99e1a5a985284cb99c5ce43c8ecdcbf4~mv2.jpg/v1/fit/w_1000,h_940,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[Employee Benefits to Help Motivate Your Workforce]]></title><description><![CDATA[Build a thriving workforce in West Michigan! Discover benefits strategies that attract top talent, enhance retention, and keep employees engaged for long-term success.]]></description><link>https://www.alliancerps.com/post/employee-benefits-to-help-motivate-your-workforce</link><guid isPermaLink="false">68111831f0bb0b524001d994</guid><category><![CDATA[Plan Design]]></category><category><![CDATA[Financial Wellness]]></category><pubDate>Wed, 21 May 2025 12:00:28 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8d3729_b5e288addedd48dfa7091c666bc36b1f~mv2.jpg/v1/fit/w_1000,h_934,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[6 Common Administrative Tasks That Can Morph Into 401(k) Plan Headaches]]></title><description><![CDATA[Managing a 401(k) plan can leave even the most seasoned administrators feeling overwhelmed. With proper support, you can simplify the complex task of retirement plan management.]]></description><link>https://www.alliancerps.com/post/6-common-administrative-tasks-that-can-morph-into-401k-plan-headaches</link><guid isPermaLink="false">6813a58a123f5ac95e1fead6</guid><category><![CDATA[Plan Design]]></category><category><![CDATA[Business Owners]]></category><pubDate>Wed, 14 May 2025 12:00:13 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8d3729_0eae453f05e04e93998d1ac8370b6a3a~mv2.jpg/v1/fit/w_1000,h_937,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[How Can Our 401(k) Plan Help Us Attract and Retain Star Employees?]]></title><description><![CDATA[With thoughtful design features, you can structure a 401(k) plan that stands out in a time of talent scarcity and meets your employees’ needs.]]></description><link>https://www.alliancerps.com/post/how-can-our-401-k-plan-help-us-attract-and-retain-star-employees</link><guid isPermaLink="false">68111ed0f0bb0b524001f03c</guid><category><![CDATA[Plan Design]]></category><category><![CDATA[Business Owners]]></category><pubDate>Wed, 07 May 2025 12:00:53 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8d3729_5210b92e620d4ed68500e39dd78c02d7~mv2.jpg/v1/fit/w_1000,h_934,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[Design Your Financial Future Today]]></title><description><![CDATA[Help your employees take control of their financial future. Share this easy-to-use "Designing Your Future" guide.]]></description><link>https://www.alliancerps.com/post/design-your-financial-future-today</link><guid isPermaLink="false">67e5534e8e90ea72659cab3c</guid><category><![CDATA[Employee Education]]></category><category><![CDATA[Financial Wellness]]></category><pubDate>Wed, 23 Apr 2025 12:00:44 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8d3729_997d7f3f024d4ed2bceeabc20fe9aacb~mv2.jpg/v1/fit/w_1000,h_936,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[401(k) Playbook for Company Leadership]]></title><description><![CDATA[A strong 401(k) helps attract and keep top talent. Is your plan designed to meet today’s employee needs?]]></description><link>https://www.alliancerps.com/post/401-k-playbook-for-company-leadership</link><guid isPermaLink="false">67e43e03bc1b19d7096842e1</guid><category><![CDATA[Plan Design]]></category><category><![CDATA[Business Owners]]></category><pubDate>Wed, 16 Apr 2025 12:00:08 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8d3729_ffa563def47a417596765ea9eec66550~mv2.jpg/v1/fit/w_1000,h_940,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Gasaway</dc:creator></item><item><title><![CDATA[Should You Consider Auto-Features for Your Retirement Plan?]]></title><description><![CDATA[Auto-enrollment and auto-escalation are now standard for new plans. But how can you know if these are a good option for your plan?]]></description><link>https://www.alliancerps.com/post/should-you-consider-auto-features-for-your-retirement-plan</link><guid isPermaLink="false">67e438edd6be527205ef3c54</guid><category><![CDATA[Plan Design]]></category><category><![CDATA[Business Owners]]></category><pubDate>Wed, 09 Apr 2025 12:00:23 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/8d3729_d222847b2c024e8aaf644d94ed975020~mv2.jpg/v1/fit/w_1000,h_940,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jim Gasaway</dc:creator></item></channel></rss>